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웰컴디지털뱅크(웰컴저축은행)

웰컴디지털뱅크(웰컴저축은행)

Category

Size

Update

Finance

98.8 MB

May 01,2025

Application Description:

Welcome to the NO.1 Digital Banking Savings Bank!

Experience the power of the leading digital banking platform with Wellbang Savings Bank! We offer a comprehensive suite of financial services including deposits, cards, loans, credit management, and life services, all designed to enhance your financial well-being.

Top in the Industry

Wellbang Savings Bank proudly holds the top position in the savings bank sector:

  • No. 1 in cumulative app downloads
  • No. 1 in cumulative app users

※ Data sourced from App Annie as of December 31, 2023.

Revolutionary Savings with Wellbang Walking Savings

With our innovative 'Wellbang Walking Savings,' you can earn an impressive interest rate of up to 10% per annum simply by achieving your daily step goals. The more you walk, the higher the preferential interest rate you'll receive:

  • 1 million steps: 1.0% per annum
  • 2 million steps: 2.0% per annum
  • 3 million steps: 3.0% per annum
  • 4 million steps: 8.0% per annum

Welcome Bonus for New Customers

Start your journey with us and enjoy a special welcome bonus! New account holders can receive a preferential interest rate of up to 7% per year on their first transaction. This bonus is available for the first 30 days after account opening, making it the perfect time to join Wellbang.

Comprehensive Financial Management with Welcome My Data

Struggling with asset and liability management? Our 'Welcome My Data' service is here to help. We've facilitated a nationwide interest reduction project, saving customers a total of KRW 8,334.98 million as of March 14, 2024. Let us manage all your debts and inform you about potential transfer loan opportunities.

Additionally, our credit management tool, 'Credit Weather,' allows you to monitor your credit health effortlessly.

Effortless Account Opening

Opening an account with Wellbang is quick and convenient:

  • Available 24/7, so you can open an account anytime, anywhere.
  • No need for a public certificate; just use pattern or fingerprint authentication and a 6-digit authentication number.
  • Specialized accounts tailored for payers, office workers, and bosses with unique benefits.

Exclusive Wellbang Lounge Benefits

Don't miss out on the exclusive rewards available at the Wellbang Lounge:

  • Wellbang Walking: Loan customers can earn up to 100 won per day and up to 3,000 won per month, while receiving customers can earn up to 40 won per day and up to 1,240 won per month.
  • Wellbang Lotto: Guess 6 numbers from 0 to 9 and win prizes.
  • Wellbang Odd or Even: Predict whether the week will be odd or even and win weekly prizes.

Convenient Financial Services

Wellbang offers a range of convenient financial services to simplify your life:

  • Seamless transfers: Simply press and hold the account card to withdraw from and drag to the account card to deposit.
  • Comprehensive asset overview: View your total assets, detailed status, and savings goal progress on one page.
  • Car valuation: Check your car's price by entering its license plate number.
  • Automatic payment: Set up automatic payments for utility bills and other recurring charges.
  • Free credit management: Monitor your credit score without affecting it.

Protecting You from Electronic Financial Fraud

We prioritize your security with our electronic financial fraud prevention services, including PC designation, 2-channel authentication, and one-time authentication number services, in compliance with the Financial Supervisory Service guidelines.

Product Information

Wellbang Working Savings

  • Target: Individual customers
  • Contract period: 12 months
  • Payment amount: 10,000 won to 200,000 won per month
  • Interest payment: Lump sum at maturity
  • Basic interest rate: 1.0% per annum + preferential interest rate up to 9.0% per annum
  • Preferential interest rate conditions:
    • Based on annual steps achieved (up to 8.0%)
    • Automatic transfer through our bank account at least 6 times (1.0%)

WELCOME First Transaction Preferential Term Savings

  • Target: Individual customers
  • Contract period: 12 months
  • Payment amount: 10,000 won to 200,000 won per month
  • Subscription conditions: Within 30 days from first deposit
  • Interest payment: Lump sum at maturity
  • Basic interest rate: 3.7% per annum + preferential interest rate up to 3.3% per annum
  • Preferential interest rate conditions:
    • Automatic transfer through our bank account at least 8 times (1.8% per annum)
    • Average account balance of 500,000 won or more (1.5% per annum)

※ Common precautions: Under the Depositor Protection Act, deposits are protected up to 50 million won per person. Review the product description and terms before signing. You have the right to a thorough explanation before transacting.

※ Note: Interest rates are subject to change; check our website or app for updates.

Customer Center Operating Hours

  • Loan: 1661-0001 (Weekdays 08:30 - 18:00)
  • Deposit/Withdrawal: 1661-9400 (Weekdays 09:00 - 18:00)
  • Business operator: 1661-9300 (Weekdays 09:00 - 18:00)
  • Financial fraud reporting night call center: 02-397-8600/8800

Permissions and Usage of Wellbang App

To provide you with the best experience, our app requires certain permissions:

Required Access Rights

  • Storage space: For storing joint certificates, checking OS tampering, submitting documents, and storing photos.
  • Phone: For identity and device verification, and consultation calls.
  • App activity: To collect app information and detect malicious apps.

Optional Access Rights

  • Contacts/Address Book: For functions like contact transfer, SMS sending, and friend recommendations.
  • Camera: For photo identification, face authentication, and document submission.
  • Photos and videos: To save and collect photos submitted as supporting documents.
  • Notification: To receive important notices, events, and promotions.

If you do not consent to optional permissions, certain functionalities may be limited.

Investigation of Credit Disorderly Conduct

We monitor for malicious app detection and diagnostic information to ensure your financial transactions remain secure.

Welcome Savings Bank Co., Ltd.
CEO: Daewoong Kim
Business registration number: 120-87-93876
Compliance Officer Deliberation No. 3765 (2024.08.08~2025.08.07)
Reviewed by the Korea Federation of Savings Banks 2023-00710 (2023.06.22~2024.06.21)

What's New in the Latest Version 3.4.9

Last updated on Oct 22, 2024

  • Improved app usability and stability
Screenshot
웰컴디지털뱅크(웰컴저축은행) Screenshot 1
웰컴디지털뱅크(웰컴저축은행) Screenshot 2
웰컴디지털뱅크(웰컴저축은행) Screenshot 3
웰컴디지털뱅크(웰컴저축은행) Screenshot 4
App Information
Version:

3.4.9

Size:

98.8 MB

OS:

Android 6.0+

Developer: 웰컴 저축은행
Package Name

kr.co.welcomebank.omb

Available on Google Pay
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